When capital tightens, structure decides who absorbs the loss
Completing a development with unsold stock and a construction loan to repay? Learn how a residual stock loan can give you time to sell at the right price without being forced to discount.
David Lovato is the founder and director of Crowd Property Capital (CPC Lending Solutions) and a construction and development finance specialist. He is an authorised Credit Representative (Credit Representative number 542495) of QED Credit Services Pty Ltd (Australian Credit Licence number 387856), and CPC operates within the Loan Market Group (LMG) aggregator network.
Completing a development with unsold stock and a construction loan to repay? Learn how a residual stock loan can give you time to sell at the right price without being forced to discount.
Completing a development with unsold stock and a construction loan to repay? Learn how a residual stock loan can give you time to sell at the right price without being forced to discount.
The 2026-27 Federal Budget and APRA’s proposed capital reforms could reshape development finance. Here’s what developers need to know.
Developers were already facing rising costs, stubborn inflation and higher interest rates. Now, a global oil shock is adding a new and unpredictable risk to project feasibility.
Australia’s co-living sector is expanding rapidly as developers search for feasible ways to deliver new housing in a challenging development environment.
Rising construction costs, persistent inflation and higher interest rates are reshaping project feasibility in 2026. Discover how developers can protect margins, manage risk and structure smarter development finance in a tighter market.
Interest rate uncertainty is tightening development feasibilities, lifting funding risk and costs. Here’s what a higher for longer rate outlook means for developers.
The New South Wales government’s $1 billion Pre-Sale Finance Guarantee scheme aims to unlock stalled housing projects by helping developers secure construction funding sooner.
The New South Wales government’s $1 billion Pre-Sale Finance Guarantee scheme aims to unlock stalled housing projects by helping developers secure construction funding sooner.
Off-the-plan projects can be a smart way for developers to manage cash flow and secure early sales, but getting finance for them isn’t always straightforward.

Crowd Property Capital Pty Ltd (CPC)
A registered company under the Corporations Act 2001, ACN 600 539 544
An accredited member of the Finance Brokers Association of Australia (FBAA) Member No M-352808
A licensed Corporation under the Property, Stock and Business Act 2002, Corporation License No. 10065109.
A member of the Real Estate Institute of NSW (REINSW)
David Lovato (Sole Director) holds a Certificate IV in Finance and Mortgage Broking and Property Services (Real Estate Agents License No 201 604 57 )